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  1. The information provided on My Debt Free Forum is presented as and is intended for educational purposes and general knowledge for consumers.
  2. The information provided on My Debt Free Forum is collected from visitors who may or may not have a bias unrelated to the owners of this website. It can also be false, inaccurate, wrong or doubtful. It reflects the author of it and is not necessarily be true.
  3. My Debt Free Forum does not sell, rent, loan, trade, or share any personal information collected at our site. This policy includes email addresses of the members.
  4. In accessing this web site and the Internet generally, you assume all responsibility and risk for use. Users are responsible for implementing sufficient procedures to protect themselves and their own computer systems.
  5. This website sends harmless internet cookies to your computer to keep track of your visits, collects site statistics and remember your member information to save you from relogining in.
  6. Most of the site content (including many posts in the forums, user profiles etc.) are open to page visitor including search engines. Members shouldn't share personal information in their profiles or posts which they don't want to publish in the internet. We have no control over search engine results when such information is submitted to the site by our members.
  7. My Debt Free Forum server may collect and log IP addresses, browser information, cookie information, user actions performed in our website to provide a better service and improve the value of the materials available on website. These web logs are not sold or shared with third parties.
  8. Yet we share aggregate demographic information with our business partners, including advertisers. This data is not linked to any personally identifiable information.
  9. My Debt Free Forum may share any information it has if an auhority (police force, Court etc.) requests it. Our site also reserves right to share such information to a complainer if any of our site visitors or members stalks or disturbes this user in an unacceptible manner and we confirm this with our records.
  10. My Debt Free Forum contains links to, and graphics from, third-party websites and/or content providers. This Policy does not extend to those parties, nor is My Debt Free Forum responsible for the content linked to or provided.
  11. Most of the information in this website is kept in a database which contains posts, registration info, survey/poll results, private messages, logged IPs etc. All this information contained within the database belongs to the administrator of My Debt Free Forum and it can be accesible by site administration whenever it is required. So even the private messages which are saved in the database are accessible by site administration if needed so members are warned and asked to not to share too private and personal information in the private messages which shouldn't read by anybody.
  12. This website keeps the email address of its members hidden, unless member reveals it himself with opt-in selections. Member email addresses can be accessible to third parties if member posts it inside a forum post or emails another member.
  13. My Debt Free Forum reserves its right to change this privacy policy anytime. Changes will always be reflected to this page.
  14. This web site is provided without warranties of any kind, expressed or implied, including but not limited to, those of title, merchantability, fitness for a particular purpose or non-infringement or any warranty arising from a course of dealing, usage, or trade practice.
  15. My Debt Free Forum will not be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance upon the information provided.
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